
Platform Fees
Automated System
Payout Guarantee
Bank Transfers
We've taken the traditional Ajo/Esusu/Adashe system and supercharged it with modern technology to make saving money effortless and secure.
Collections and direct debit mandates are processed through Monnify. Sensitive payment details are not stored on our servers.
Set it and forget it. Contributions are automatically debited from your card based on your group's schedule.
When it's your turn, funds are automatically transferred to your verified bank account. No delays, no hassle.
Add MYTURN to your home screen for app-like experience. Works offline and loads instantly.
Stay informed with push notifications, SMS alerts, and in-app updates for all group activities.
Use fingerprint, Face ID, or your device PIN for quick and secure access. No passwords to remember.
Get started in minutes. Create or join a group and let our system handle the rest automatically.
Create your account with Google. Verify your identity with BVN for added trust.
Authorize a Monnify direct debit mandate from your verified bank account for automatic contributions.
Start your own savings group or join existing ones using a simple invite code.
When it's your turn, receive your payout directly to your bank account.
Choose a contribution frequency that works for your budget. Daily, weekly, or monthly — you decide.
Perfect for small, consistent savings. Great for market traders and daily earners.
Ideal for weekly wage earners. Save a portion of your income every week.
Best for salary earners. Contribute once a month and receive a lump sum payout.
We take security seriously. Every transaction is protected by industry-leading security measures.
All members are verified with their Bank Verification Number for accountability.
Collections, reserved accounts, and debit mandates are handled through Monnify.
Use fingerprint or Face ID to access your account securely with passkey technology.
View all contributions, payouts, and group activities in real-time.
Built on Monnify infrastructure for reserved accounts, account validation, and direct debit collections.
Find answers to common questions about our services
Ajo (also called Esusu or Adashe or Contribution) is a traditional Nigerian rotating savings system where a group of people contribute a fixed amount regularly, and each member takes turns receiving the total sum.
Absolutely. Payments are processed through Monnify using encrypted bank-transfer and direct-debit infrastructure. Sensitive payment details are not stored on our servers.
Group admins can set payout order, or the system can automatically assign slots fairly. You'll know exactly when your turn is before joining.
Our automatic payment system reduces defaults significantly. Members who miss payments are flagged, and group admins can take appropriate action.
Yes! You can create a group with your own rules — set the contribution amount, frequency, number of members, and more. Invite friends with a simple code.
MYTURN charges minimal platform fees on contributions and payouts to maintain the service. All fees are transparently displayed before you join any group.
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